New Delhi, Aug. 21 -- For the longest time, credit cards existed in plastic form. Then creditors introduced metal cards, designed for customers with high credit limits. While plastic and metal cards still exist, the latest trend in the world of credit is online credit cards, making them easily accessible financial tools. With the rise of online credit cards in India, it's vital to analyse how spending trends are changing and rewards are evolving. Let's also take a look at some smart usage tips.

Online credit cards are virtual or app-based credit cards that exist in digital form. While they work like regular credit cards, they offer instant access to credit via paperless digital application processes. They also include features like seaml...