New Delhi, Nov. 10 -- Imagine you log into your investing app on a quiet Saturday morning. Your SIPs are compounding, and that small-cap fund you picked last year is finally showing double-digit growth. You feel smart. You feel in control.

Then curiosity strikes. You open the new AI-powered chatbot and type:

"Which small-cap stocks are undervalued right now?"

In two seconds, a perfect-looking reply appears-bullet points, ratios, and persuasive reasoning. It sounds right. But amid the fluency lies a question the machine never asks: What if I'm wrong?

When fluency masquerades as wisdom

Large language models (LLMs)-the technology behind AI chatbots-are built for fluency, not accuracy. They generate confident, smooth answers. To the huma...