New Delhi, Sept. 18 -- A term insurance policy is a 'must-have' for individuals who are the earning members of the family with financial obligations or dependents. While a term insurance does not generate any returns, it offers financial protection during unforeseen emergencies.

There are several things that you should be aware of while buying a term insurance plan. Here is a guide on term insurance, important riders, and the key aspects one should look at while choosing the policy.

Term insurance is the cheapest life insurance cover that is available, as they are 'pure protection' product. These policies offer financial support to dependents when the earning member of the family is faced with an emergency and is not in a position to wo...