New Delhi, Sept. 3 -- Suryoday Small Finance Bank (SSFB) has introduced a secured credit card designed to enhance credit accessibility using fixed deposits as collateral. The bank's new offerings, the Suryoday SFB RuPay Select Credit Card and the Suryoday SFB RuPay Platinum Credit Card, give options to utilise their fixed deposits to secure credit.

These cards are integrated with RuPay and UPI platforms, and available through instant virtual issuance. They offer 0.5% cashback on all transactions, capped at Rs.3,000 per billing cycle, with no annual or hidden fees involved.

This product is primarily aimed at first-time credit users, homemakers, and retirees, encouraging responsible credit habits while increasing access to formal credit....