New Delhi, Sept. 23 -- A big shift is coming for Social Security. Starting September 30, paper checks will largely disappear, with the government moving most beneficiaries to electronic payments.

The Social Security Administration (SSA) confirmed that federal benefit payments will now be delivered by direct deposit or through a prepaid debit card. Paper checks, still used by millions, are being phased out, with only limited exemptions allowed.

"Electronic payments offer faster access to funds, more security, and greater convenience," SSA communications officer Nick Perrine said in a statement. Direct deposits or prepaid debit cards mean no waiting on the mail or trips to the bank.

Beneficiaries have two choices: deposit funds directly ...