Mumbai, July 11 -- State Bank of India (SBI) has begun digitising its stressed-asset tracking systems to improve recovery and oversight, according to a senior bank official aware of the development. This marks the last major business vertical at the country's largest lender that is yet to be fully digitised.

Internally known as Stressed Asset Lifecycle Management System, the project has been under development for the past six months and is expected to go live by January 2027. Once operational, it will consolidate key details of legacy stressed accounts into a single dashboard, enabling real-time tracking, faster decision-making, and improved oversight of bad-loan recovery across the bank.

"This will allow SBI executives to check at what...