New Delhi, May 4 -- Are you someone who earns around Rs.50,000 per month? Do you think this salary isn't enough for you to build serious wealth? You must realise that with such a salary, all you need is composure and discipline to build wealth.

This is because disciplined contributions to the Employees' Provident Fund (EPF) can even turn a salary of Rs.50,000 per month into a substantial corpus over time. This is due to a host of factors, including compounding, employer contributions, and steady increments.

When all these factors are taken into consideration, they can propel your corpus quickly into tens of lakhs in just 20 years or so. Let us now discuss these concepts in detail:

Note: From the employer's share, 8.33% is directed to t...