New Delhi, Aug. 16 -- In the current geopolitical environment of uncertainty, a large fixed deposit (FD) can help an individual turn surplus savings into a predictable stream of income. Such income can help combat rising inflation and protect the investor's purchasing power.

Still, the most fundamental question that remains is: How much can you earn from an FD of Rs.50 lakh, Rs.75 lakh, Rs.1 crore or Rs.2 crore? The answer to this question primarily depends on the applicable interest rate, tenure, financial institution, and the type of investor making the investment. This is because senior citizens are offered relatively higher interest rates than other individuals.

Furthermore, based on the fixed deposit rates offered by prominent publ...