New Delhi, June 22 -- A post by X user Shubh Jain has struck a chord online. It compares the financial realities of Tier 1 and Tier 3 city living in India.

Jain earned Rs.1.2 lakh per month while working in Mumbai. On paper, that figure sounded impressive. But, by month's end, it rarely felt like six figures. The city quietly consumed his earnings through relentless, everyday expenses.

His monthly Mumbai expenditure painted a vivid picture. Rent alone swallowed Rs.30,000 for a one-bedroom flat. Groceries cost around Rs.6,000. A maid and laundry services added Rs.3,000 more.

WiFi and electricity together came to roughly Rs.3,000. Food delivery apps claimed Rs.7,000 every month. Commuting costs ran to Rs.5,000. Weekend socialising easily...