New Delhi, Sept. 19 -- The most attractive part of a SIP is usually the wealth creation-the large corpus you could have accumulated after 10, 15, or 20 years. But that number can hide the realities investors face along the way: rising expenses, income disruptions, market crashes, and periods when returns remain disappointing.

DSP Mutual Fund, in a recent post on X, highlighted this gap between the attractive SIP illustration and the actual experience of an investor.

The fund house noted that SIP discussions often celebrate the destination (value goal achievement) and edit out the (investment) journey.

DSP pointed out that investing Rs.10,000 every month in the Nifty 50 TRI from September 2006 to August 2026 would have meant investing R...