New Delhi, June 25 -- When you plan to build a retirement corpus, remember it does not always require extensive or very large investments. Even a relatively modest investment or a monthly contribution to the Employees' Provident Fund (EPF) can eventually create substantial wealth over time. This will be possible due to compounding and the way time helps create wealth.

The attractive interest rates offered by the scheme and the extended periods over which investments are made can collectively help achieve wealth creation.

As of June 2026, the EPF interest rate stands at 8.25% per annum, a rate formally ratified by the Government of India for the financial year.

For salaried employees, this makes EPF one of the most reliable long-term sa...