New Delhi, Oct. 9 -- Planning for the future is an important step toward financial security. While saving and investing are useful, protecting your loved ones is equally necessary. Term insurance can be a simple way to achieve this. It helps people keep their families safe in case of sudden events and provides stability. In 2025, term insurance continues to be a preferred choice for financial planning. This article discusses the main reasons why term insurance can be the smartest financial decision in 2025.

The key reason why many prefer term insurance is its lower cost. Unlike other insurance types that combine savings or investment and protection, term insurance focuses only on protection. This makes it affordable and easier to maintai...