New Delhi, April 30 -- The Reserve Bank of India, in its 'Digital Payments - E-mandate Framework, 2026', announced updates to electronic auto-pay transactions via credit cards, debit cards, prepaid payment instruments (PPIs) and the Unified Payments Interface (UPI).

In a release, it noted that the changes are in "public interest" and will be effective immediately for all payment system providers and participants when it comes to the processing of recurring and domestic or cross-border transactions using cards, PPIs (i.e., wallets), and UPI.

Notably, the central bank last week also proposed new rules for digital wallets and prepaid tools, including general-purpose PPI, gift PPI, transit PPI, and PPIs for non-resident Indians (NRIs), cove...