New Delhi, April 8 -- The Reserve Bank of India (RBI) has kept the repo rate unchanged at 5.25%, marking its second consecutive pause. While this may seem routine, the context is far from ordinary.

Amid volatility in global crude oil prices and rising uncertainty, particularly amid ongoing geopolitical tensions between the US and Iran, the central bank has opted for a cautious, wait-and-watch approach.

For home loan borrowers, the decision offers clarity and stability. Those with repo-linked loans continue to benefit from earlier rate cuts in 2025, with no immediate increase in EMIs. This stability is significant at a time when inflation trends remain unpredictable.

Adhil Shetty, CEO of BankBazaar, said the pause reflects a shift in co...