New Delhi, Aug. 8 -- Due to numerous ongoing geopolitical problems, such as the US-Iran conflict and the Russia-Ukraine war, international relations have been strained, and supply chains have been disrupted. This has created an environment of unease and uncertainty, subsequently leading to the escalation of oil and gas prices in the country and across the globe.

In this backdrop, prominent government-backed savings schemes continue to remain important financial planning tools for households across the country. This is true primarily because of the safety, defined returns, predictability, and taxation-related benefits these schemes offer their investors, subject to taxation rules.

Keeping these basics in mind, let us discuss three such s...