New Delhi, May 13 -- If you are a conservative investor worried about ongoing geopolitical tensions and market volatility, the Post Office Monthly Income Scheme (POMIS) could be worth considering. Backed by the Government of India, the scheme is designed to offer a steady monthly income along with capital safety, making it a preferred choice for retirees and risk-averse investors.

The scheme has gained attention at a time when global uncertainty, including tensions between the US and Iran, has triggered fluctuations in oil prices, commodities and equity markets worldwide. In such conditions, many investors look for stable, predictable investment options rather than taking on market-linked risks.

As of 13 May 2026, the Government of Indi...