New Delhi, May 17 -- The interest amount on an employee's EPF (Employees' Provident Fund) account is credited on March 31 at the end of every financial year. EPFO members currently receive annual interest at the rate of 8.25% for FY 2025-26 on their accumulated EPF balance. However, it is important to note that no interest is paid under the EPS (Employees' Pension Scheme) component.

The annual EPF interest rate is decided by the Central Board of Trustees after discussions with the Union Finance Ministry. Under the EPF structure, an employee contributes 12% of the basic salary and dearness allowance every month, subject to the wage ceiling of Rs.15,000. Out of the employer's contribution, 3.67% is deposited into the EPF account, while the...