New Delhi, May 1 -- If you are contemplating investing money to earn high returns, there are numerous options such as stocks, mutual funds, small savings schemes, fixed deposits (FDs), sovereign bonds and corporate debt, among others. While investors are already spoilt for choice, there is another not-so-popular investing option - peer-to-peer (P2P) lending.

A few Reserve Bank of India (RBI)-registered NBFCs offer this option to retail investors to earn high returns.

Those who are not aware, these platforms enable individual investors to extend small advances to borrowers to earn high returns. The money does not exchange hands directly between the peers. It is kept in escrow accounts before being transferred from lenders to borrowers. ...