New Delhi, April 4 -- Building a stable life in New York City often demands resilience, innovation and a touch of luck. For Ashley Alicea, all three have been instrumental in transforming both her career and financial situation. According to a report by CNBC, the 33-year-old educator has increased her annual earnings from around $50,000 as a preschool teacher to approximately $90,000 in a charter school role. In addition, she earns $55 per hour through a side role in mental health counselling.

Alicea's experience mirrors the broader financial challenges faced by educators. The report underlined that nearly 60% of teachers have relied on student loans to fund their education, with close to 40% still repaying debt, averaging $342 per month...