New Delhi, June 12 -- Missing a credit card payment due date can feel stressful, especially if you are worried about your credit score and the overall health of your credit profile.

However, what you should know is that a payment delayed by just one day is unlikely to damage your credit profile significantly. In simple terms, a one-day delay may not have an immediate adverse impact on your credit score.

There is, however, a catch. If you make it a habit of missing payments and clearing dues one, two, or three days after the due date, such behaviour can eventually harm your credit score.

This makes it important to understand how lending institutions and credit bureaus handle late payments, as it can help you avoid unnecessary panic and ...