New Delhi, April 20 -- I asked ChatGPT a simple question: How should I plan my monthly expenses for an income of Rs.50,000? The aim was to develop a simple financial plan to efficiently manage my monthly expenses in 2026 and save some money for the future. I wanted to see how the artificial intelligence tool would respond.

To my surprise, the AI tool's response was both distinct and thought-provoking. It said, "With a monthly income of Rs.50,000, your first goal should be on making sure your essentials are covered first, you're saving consistently, and you still have some flexibility for lifestyle and emergencies."

The tool further elaborated on a neat percentage-based budgeting system. It suggested dividing my Rs.50,000 income into sev...