Life insurance claim denied over non-disclosure? Why family won Rs.1 crore after insurer failed to prove concealment
New Delhi, Aug. 15 -- A Telangana consumer commission has directed Tata AIA Life Insurance to honour a Rs.1 crore death claim after the insurer rejected it on the ground that the policyholder had failed to disclose an earlier insurance proposal that had been postponed on medical grounds.
The Telangana State Consumer Disputes Redressal Commission, in a judgment dated 12 June 2026, dismissed Tata AIA's appeal against a District Consumer Commission order directing it to pay the claim, along with interest, compensation and litigation costs.
The case concerned Ramdas Vislavath, a retired Superintendent in the Central Excise Department, who purchased a Tata AIA Samporna Raksha policy with a sum assured of Rs.1 crore. The policy commenced on 3...
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