New Delhi, Aug. 15 -- In the current geopolitical scenario, if you are a saver seeking a predictable government-backed option with clear and dependable returns, the Kisan Vikas Patra (KVP) scheme can offer you a straightforward proposition: Make lump-sum investments and wait for it to double.

As of 15 August 2026, KVP offers an interest rate of 7.5% per annum, with the rate applicable for the July-September 2026 quarter. At this rate, the investment doubles in 115 months, or 9 years and 7 months. The rate and maturity period are based on the applicable small-savings rates notified by the government.

Furthermore, to get a rough idea of the time it would take for this investment to double, even the rule of 72 can be deployed. In this rule...