New Delhi, Oct. 5 -- If you filed your ITR in July or August for Assessment Year (AY) 2026-27 and are still waiting for your refund, there are a few key checks you should make.

An income-tax refund arises when the tax already paid by a taxpayer through TDS, TCS, advance tax, or self-assessment tax is higher than the final tax liability after considering applicable deductions and exemptions.

According to the Income Tax Department, refund processing begins after the ITR has been e-verified. Typically, it can take around 4 to 5 weeks for the refund to reach the taxpayer's bank account after processing.

Siddharth Maurya, Founder and Managing Director, Vibhvangal Anukulara, said some of the reasons for a delay can include the return being u...