New Delhi, June 6 -- Why did a 20-year-old take a Rs.40 lakh loan to study abroad? A viral video on social media, explaining the reasoning behind a now 22-year-old's decision to take on an expensive loan to complete her Masters abroad has divided netizens.

The video has generated comments that praised the decision, wanted clarification on details in her story, or questioned the quantifiable worth of the supposed return on investment (ROI) of such a financial decision.

Explaining her decision, the social media user, identified as Ekta said that she took a Rs.40 lakh loan when she was 20. "Hi, I'm Ekta, I'm 22, and I did my Masters from INSEAD, one of the top B-schools (business schools) in the world. And to fund it I took out a Rs.40 lak...