New Delhi, Dec. 31 -- As the New Year 2026 begins, borrowers in the country should focus on strengthening their credit scores to unlock better financial opportunities throughout the year. This becomes important as lending institutions rely heavily on one's credit score to decide on personal loans, credit cards and approve limits.

A solid credit score can also help expedite the processing of new credit products such as home loans, personal loans, and credit cards. The good news is that sincere, small, and consistent habits can make a real difference in helping with this. Here are four simple yet powerful resolutions one can take to improve their credit score.

Your repayment history carries the highest weight in credit scoring. This makes...