New Delhi, Aug. 4 -- IDFC FIRST Bank and Indigo have launched Indigo IDFC FIRST Dual Credit Card, which offers two credit cards-Mastercard and RuPay cards with a common credit limit. "Regardless of how you apply, whether by paying a joining fee or with a Fixed Deposit (FD), you will receive two physical cards - Mastercard and RuPay in one kit.

All transactions will reflect in a single statement. Your credit limit will be shared between both cards, and all spending on both cards will contribute towards your IndiGo BluChip earnings, activation, and milestone benefits," IDFC FIRST Bank said.

You have to set the PIN and transaction preference for both cards separately. You can do an FD-based application if you prefer no credit checks for el...