New Delhi, June 8 -- I asked ChatGPT to assign every rupee of my salary a job. A large chunk of my salary keeps sitting in my savings account earning poor interest. I asked AI to help me invest and allocate every rupee intelligently.

I want ChatGPT to act as a personal finance decision-maker, behavioural economist, and wealth-allocation coach.

Help me build a zero-based budgeting system where every rupee of my income is assigned a purpose, rather than passively sitting in my savings account.

Money enters my account and stays there because:

Eventually, I lose track of what the money was supposed to do. I want a realistic and psychologically-sustainable money system.

Please assume:

Please first help me audit my current financial behav...