New Delhi, May 12 -- I acted as a young Bengaluru professional earning Rs.30 lakh per annum. I wanted a straight answer: no lifestyle advice, no passion talk. I wanted just the cold financial mathematics of buying a Mercedes-Benz A-Class Limousine at 22. Here is exactly what ChatGPT said.

The person is 22, salaried, and takes home Rs.1.8-2 lakh every month. They live with their parents and pay zero rent. No EMIs, no dependents, no marriage plans for at least a decade.

The Mercedes A-Class Limousine costs roughly Rs.55-58 lakh on-road in Bengaluru. The expected EMI is Rs.75,000 per month. They wanted a purely financial verdict, backed by math and personal finance principles.

ChatGPT went straight for the numbers. A Rs.75,000 EMI on a Rs...