New Delhi, Aug. 26 -- Improving your credit score can help you open doors to better loan and credit card approvals. A strong score signals reliability to lending institutions. With focused habits, efficient financial planning, raising your score by 30 points in 30 days is achievable. Sensible financial behaviour plays a vital role in helping borrowers maintain a solid credit profile and a respectable credit score.

Adding to this, Kaushik Chatterjee, founder of LendingPlate, says, "Credit scores respond to behaviour. Strategic actions like paying bills on time, reducing credit utilisation, and disputing errors make a 30-point boost in 30 days possible. Small, consistent actions can create a big financial shift."

1. Pay bills on time: Thi...