New Delhi, Sept. 5 -- Due to technological advancements, individuals' borrowing habits are evolving rapidly. Lending institutions have also shifted towards biweekly reporting of credit numbers. In such an environment, young adults across the country must embrace smart credit practices early to ensure that they can secure their financial future and unlock lucrative opportunities.

A healthy and thriving credit score empowers young borrowers across the nation by making loans, premium credit cards, and other similar credit lines easier to approve and offering better interest rates.

According to the latest RBI guidelines, an individual's financial behaviour is now clearly reflected in biweekly report updates. This makes responsible action an...