New Delhi, Feb. 18 -- As investors, we have all been hearing stories about a small-cap stock that turned a few thousand rupees into lakhs overnight, and feeling a sense of FOMO (Fear of Missing Out) as we want to be a part of the success stories. On the other side, there are also investors amongst us who have a fear of losing everything. After seeing how fast the market can crash, this category prefers to keep all their money in 'safe' avenues like bank fixed deposits.

The problem is that swinging between these two extremes rarely builds real wealth. If you only buy 'safe' stocks, you might not even make returns enough to beat inflation. If you only buy 'risky' stocks, a single bad month could wipe you out completely. The secret to build...