New Delhi, Nov. 19 -- Staying on top of your credit score is essential for borrowers in the country, especially as lenders increasingly rely on bureau data to assess creditworthiness. A periodic review of one's credit report can help in detecting inaccuracies and mistakes.

This can prevent identity fraud and maintain healthy personal loan, home loan, and credit card eligibility. Here is a crisp guide on how to check your credit score and identify suspicious inquiries.

Aspiring borrowers and credit users in the country can access one free credit report every year from each of the four RBI-licensed bureaus. Most platforms now also offer instant digital access. You simply need to create an account, complete identity verification, and downl...