New Delhi, May 25 -- Growing a healthy plant often starts with small and consistent efforts. With regular watering and care, it may gradually flourish, leading to visible growth over time. A Systematic Investment Plan (SIP) follows a similar approach. Periodic contributions made over time may accumulate depending on market movements and the duration of investment. That is why understanding how to calculate SIP returns may be useful for investors who want to track their progress and set realistic expectations.

While the invested amount may be easy to track, the returns may vary based on factors such as investment tenure, frequency of contribution, and the assumed rate of return. Learning how to calculate mutual fund SIP returns may help i...