New Delhi, July 28 -- Owning a car comes with responsibilities like regular maintenance, fuel costs, and of course, car insurance. While insurance offers a safety net against damages, accidents, or theft, not everyone knows that it also rewards good driving behaviour. Enter the No Claim Bonus (NCB), a benefit that offers you discounts for not making any claims.

This reward system can significantly reduce your insurance premium over the years, making it a smart way to save money while staying protected on the road.

The No Claim Bonus in car insurance is a discount offered by insurers if you do not file any claims during your policy period, which is typically one year. Think of it as a thank-you reward for being a safe and responsible dri...