New Delhi, Aug. 2 -- Actor and singer Suchitra Krishnamoorthi recently took to social media after her health insurance claim was rejected over alleged non-disclosure of her medical history. She told Mint that the dispute stemmed from a policy she had ported to ICICI Lombard General Insurance Co. Ltd after being repeatedly pressured by her bank relationship manager. "The manager also told me I would get continuity benefits from my previous policy and that I didn't have to make any fresh medical disclosures," said Krishnamoorthi. After nearly 30 years of having health insurance with no prior claims disputes, the rejection came as a shock. She has since taken the matter to the insurance ombudsman.

Here is another example. New Delhi-based Lo...