New Delhi, Nov. 10 -- Most lenders generally ask for salary slips at the time of giving approval for a personal loan. But what if the borrower, instead of a salaried employee, is a freelancer?

One doesn't need to fret. One can easily secure a personal loan even as a freelance professional. Instead of a salary slip, one can provide proof of income tax return.

A. Age: Generally loan is given for applicants who are in the age group of 21-60 at the time of loan application.

B. Income: The monthly income should be Rs.25,000 or higher, which can be proved via Income Tax return (ITR) for the past 2 years.

C. Credit score: The credit score should be reasonably high to get a loan approval. Someone with a score of 700 can easily procure a perso...