New Delhi, July 17 -- A medical emergency can occur at any time. It can easily complicate finances, add stress and affect the day-to-day lives. It can also lead a person to take high-interest-rate personal loans or other forms of borrowing.

A medical emergency can test a family's financial resolve. Health insurance provides a family with financial protection, but a delayed intimation, a lack of proper information sharing with the claims institution, or an incorrect form entry can complicate the claims process.

It can make a cashless claim difficult to secure or even get outrightly rejected. In order to ensure that you avoid such a situation, you must follow the appropriate steps from hospital admission to discharge to make the entire ca...