New Delhi, March 30 -- When you go about securing a home loan after 60, it can feel draining and extremely challenging, especially when lenders closely analyse repayment potential, past debt history, and creditworthiness.

Still, with sincerity and discipline in your approach to credit management, you can significantly improve your chances of securing the home loan you desire. The focus must be on improving your basic credit profile to secure easier home loan interest rates with flexible repayment terms.

Atul Monga, CEO & Co-Founder, BASIC Home Loan, adds to this saying, "Senior citizens often face challenges when applying for home loans, mostly due to reliance on fixed pension income and higher health uncertainty risks. However, they ca...