New Delhi, June 11 -- Your credit report is more than just a record of your borrowing history. It reflects your repayment capacity and financial credibility. Banks, financial institutions and NBFCs rely on this report to analyse and evaluate your personal loan, home loan and credit card applications.

If your credit report contains inaccuracies, mistakes or omissions, it can negatively affect your credit score and financial opportunities.

To manage your credit profile and keep your credit score healthy, you must understand what credit report disputes are and how you can raise them, so that your financial integrity remains intact.

Credit report mistakes or errors can occur for several reasons, some of which can be elementary mistakes, in...