New Delhi, Oct. 18 -- We love to imagine retirement as the grand reward - slow mornings, long vacations, no deadlines. But for many, that "golden chapter" comes with shadows that do not show up in the brochures. Sometimes it is boredom, financial stress, and a quiet sense of what is next. This is not about gloom. It is about being honest - about knowing what to expect so your later years feel lived, not endured.

Let us walk through ten truths about retirement most people would rather not say out loud.

Retirement starts like a dream vacation. But once the novelty wears off, those open days can stretch too wide. It sounds liberating - until it starts to feel empty.

The trick is balance. Build some rhythm into your weeks - hobbies, volunt...