New Delhi, June 1 -- As India becomes more globally integrated, we are seeing the rise of a significant new demographic: HENRYs, or High Earners, Not Rich Yet. These are individuals and families with high-octane careers and impressive salaries who nonetheless lack meaningful wealth.

In our practice, we often see successful professionals unknowingly caught in a cycle where their professional triumph becomes a hurdle to their personal financial independence. If you're in such a position, here's how to break and cycle and build real wealth.

Why is it so difficult for some high earners to build lasting assets? The reasons are often more psychological than mathematical:

Beyond lifestyle choices, two structural forces work against the high e...