New Delhi, March 24 -- Global crises are often marked by inflation, market volatility and job uncertainty-conditions that can unsettle even the most disciplined investors. While such disruptions are inherently unpredictable, a structured approach to personal finance can help you navigate them with confidence.

These financial strategies can help you overcome potential challenges.

One of the most important rules of financial health is keeping a close watch on your budget-especially in uncertain times. Start by separating essential expenses such as food, housing, transport and debt repayments from discretionary spending.

Once this is clear, identify areas where you can cut back or delay non-essential expenses. Postponing big-ticket spends...