New Delhi, Sept. 15 -- Efficiently planning and optimising grocery shopping with credit cards can result in substantial savings and rewards. Credit cards are financial tools that allow borrowers to borrow funds on a short-term basis and repay them within the stipulated time.

Further, credit cards not only provide users with comfort and convenience, but also unlock cashbacks, reward points and discounts. These cumulative benefits can make everyday essentials more affordable. Here are five smart ways to use a credit card for grocery shopping effectively:

Every credit card has a different purpose, and not all credit cards are equal when it comes to grocery expenses. You should carefully select the card that offers the highest cashback or r...