New Delhi, Nov. 1 -- Alongside celebrations, India's festival season is also a time for clearing out cupboards, closets and homes. It may be a good time to turn your attention to something less visible but equally in need of a clean-up: your investment portfolio

Over time, investments can accumulate across mutual funds and direct stocks, often with overlapping holdings or little contribution to overall returns. Keeping track of them, and assessing how each fits into the larger portfolio, can become an increasingly complicated exercise.

A leaner portfolio makes it easier to monitor investments, assess performance and stay aligned with financial goals. Here is how to go about decluttering, starting with mutual funds and then moving to sto...