New Delhi, Oct. 15 -- A young professional receiving their first salary today does not have to look far for financial advice. By breakfast, their phone may have explained SIPs, credit scores, term insurance and an IPO. Before the day ends, an influencer may have recommended a stock, a friend may have forwarded a "sure-shot" idea, and an investment app may have suggested another product. The difficulty is no longer access to information. It is deciding which information deserves trust.

This is becoming one of the less discussed personal-finance problems facing Gen Z. The generation is financially connected, but connection is not the same as guidance. Parents, colleagues, YouTube, Instagram, Telegram groups, financial apps and now AI can a...