New Delhi, July 16 -- Employees' Provident Fund (EPF) members who leave their jobs before completing 10 years of eligible service under the Employees' Pension Scheme (EPS) are not entitled to a monthly pension. Instead, they can either claim a withdrawal benefit or opt for a Scheme Certificate that preserves their pensionable service for future employment.

However, the new Employees' Pension Scheme, 2026, has introduced a key change. Members exiting service before attaining the age of superannuation can claim the withdrawal benefit only after the lapse of 36 months from the date on which the last pension contribution became due, unless they attain the age of superannuation earlier.

The Employees' Pension Scheme, 2026, notified by the Mi...