New Delhi, Aug. 21 -- EPF account holders need to know when their accounts can become inoperative and how to manage them effectively.

An EPF account does not become inoperative simply because an employee stops working or changes jobs. The rules specify certain conditions and a 36-month period after which interest accrual ceases.

The Employees' Provident Fund Organisation (EPFO), on 20 August, posted on X:

"Let's decode Inoperative EPF Accounts. Know when your EPF stops earning interest and plan your withdrawals wisely. #EPFO #EPFOWithYou #HumHainNa #InoperativeEPFAccount".

The post highlights four situations that members should understand before assuming that an old EPF balance has stopped earning interest. This can help in long-term ...