New Delhi, Nov. 6 -- Diwali and Dhanteras often bring lucrative discounts, cashback offers and special deals on a wide range of products and services, both online and offline. For such lucrative deals, it is a given that credit cards make festive shopping comfortable and convenient.

The benefits and the ease of use of these credit tools can encourage unnecessary spending and leave cardholders with difficult-to-manage bills after the festive season ends.

Here are five practical ways that help an individual keep their credit card expenses under control.

Before you start spending, decide how much you can comfortably spend on items such as clothes, electronics, gold purchases, gifts for friends and family and household items. Generally, th...