New Delhi, June 8 -- When investing in mutual funds, an important decision investors need to make is choosing between direct and regular plans.

Direct mutual funds allow you to invest directly in a fund without any intermediary, while regular mutual funds are routed through distributors or advisors. Although both have the same underlying portfolio, they differ mainly in cost and the way they are accessed.

So, let's understand what direct and regular mutual funds mean, how they differ, and the benefits and limitations of each.

Direct mutual funds allow you to buy units directly without involving or routing the investment through any distributor, broker, or agent. You can invest in these plans through the AMC's website, mutual fund platf...